What Our Terms Actually Cover
When you open an account with us, you accept a set of conditions that govern how your account works, how your personal data is stored, and what we do when a dispute arises. We do not apply a single global standard — eligibility and access depend
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on the laws of your region, so these terms reflect that reality. Your payment activity through DANA, OVO, or GoPay is subject to the wallet provider's own terms in addition to ours. We store transaction records to verify deposits and withdrawals correctly; that record-keeping is part
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of the account agreement. Where you use a local e-wallet, we match the wallet name to your registered account to confirm identity — this is a required step, not an optional one. Our terms also cover how we handle account suspension, including the steps we take
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before any action and how you can respond. If a section of these terms is found unenforceable in your jurisdiction, the rest of the document remains in force. We update these terms when regulations or platform conditions change, and we notify you via the contact detail
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on your account before changes take effect. Any use of the platform after the notification date counts as acceptance.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.